What is PM Shram Yogi Maandhan Yojna, how can it be registered?
For the workers in the unorganized sector, the Central Government has launched the Pradhan Mantri Shram Yogi Maandhan Yojana. Home-grown meds, drivers, plumbers, cobblers, tailors, rickshaw drivers, washermen and agricultural laborers can take advantage of this. Under this, such people will get a minimum pension of 3 thousand rupees every month after completing 60 years of age. Also, if the beneficiary dies while getting the pension, then 50 percent of his pension will be given as pension to his spouse.
According to government figures, around 42 crore people in the country work in the unorganized sector. These people have a chance to avail this scheme. According to the data, till May 6, about 64.5 lakh people have registered themselves in it.
what is the condition?
The age for registration under this should be between 18 years to 40 years. Only those people whose monthly income is less than 15 thousand rupees can get the benefit of this. The worker will not be eligible for the Maandhan scheme if he is already a member of any other pension scheme assisted by the Central Government.
Which documents will be required?
Under this scheme will need three documents for registration:
1. Base card
2. Saving or Jan Dhan account with IFSC
3. valid mobile number
how Will application?
On the website of the Employees Provident Fund Organization (EPFO), the person has to find the nearest Common Service Center (CSC). Do not forget to carry the documents mentioned here. Make sure that the IFSC code is printed on the passbook of the savings account. Can be registered through CSC. Apart from this, applications can also be made by visiting the branch of Life Insurance Corporation of India (LIC), State Employees Insurance Corporation (ESIC), EPFO or Labor Office of Central and State Government. Labor departments of some states are also campaigning for registration in it.
How much will the contribution have to do?
Contribution will have to be done according to age. The younger the member, the lower his / her contribution will be. If someone will join the scheme at the age of 18, then they will have to deposit Rs 55 per month. Similarly, the age of 29 will have to pay 100 rupees and 40 years old 200 rupees. This is the maximum contribution. This amount will have to be deposited till the age of 60 years. The amount of premium will be deposited, the same amount will be deposited by the government in the name of the member.
Who can not take advantage?
Individuals working in the organized sector or members of Employees Provident Fund (EPFO), National Pension Scheme (NPS) or State Employees Insurance Corporation (ESIC) or paying income tax cannot avail of this scheme.